Discover Answers to Your Coverage Questions
Insurance can have a lot of moving parts to keep track of, understand, and use to your advantage. Luckily for you, to help explain and get the most of your coverage, your Rye NY dentist Dr. Fu has staff members specially trained in the art of “decoding” dental insurance for you. You can always reach out to our office before your next appointment to review the ins and outs of your plan, but in the event you wanted to check out some of that information on your own at home, below are some definitions and tips that may be of help.
The Terms to Know
-
Deductible:
the amount you first must pay out-of-pocket before your insurance company will start to cover the cost of treatment.
-
Co-Pay:
a fixed amount you must pay for a service or appointment. Your provider will set this amount for you before purchasing your plan.
-
Co-Insurance:
a plan where you pay only certain percentages of the cost of a service.
-
Annual Maximum:
the highest possible amount an insurance company will pay for services within a specific time frame, typically within a calendar year.
Tips to Get the Most of Your Plan
Make sure to review what your dental insurance will cover and make the most of it! A majority of plans will cover your twice-yearly recommended dental cleanings and exams, so make sure to schedule those visits with us! These cleanings can help save you from more substantial dental issues which can result in loss of money, time, and cause discomfort.
While taking full advantage of your plan, it is also important to track what you have used responsibly. Going over your maximum coverage can result in paying out of pocket, which can be both costly and inconvenient.
For more information on how your Rye NY dentist can help you maximize your dental benefits- give us a call today at (914) 939-2132.